Bitcoin Debit Card Comparison

top bitcoin card
spectrocoin tab
cryptopay tab
wagecan tab
advcash tab
coinsbank tab
uquid tab
xapo tab


TOP Bitcoin Debit Carda Crypto Currency Card Comparison

Bitcoin is the money of the internetand with a Bitcoin Credit Card, you can pay anywhere worldwide where Credit- or Debit Cards are accepted with the Crypto Currency of your choice. Together with a Bitcoin Wallet, you can replace about 95% of all services a normal Bank can also provide to you.

With the big difference that you have total control over your money balance and nobody else. This is the future of finance. Enjoy the freedom. If you have questions about buying a Bitcoin Card, make sure to check our How to choose guide below.


Spectrocoin Bitcoin Card
Cryptopay Bitcoin Card
WageCan Bitcoin Card
AdvCash Bitcoin Card
CoinsBank Bitcoin Card
Uquid Bitcoin Card
Xapo Bitcoin Card


Spectrocoin Bitcoin CardPros and Cons

Pro:
+ All countries around the world included
+ Apps available for Windows mobile users too
+ Company card is available
Contra:
Expensive shipping
Scam report and complaints
Missing information from the website

Anonymous Card: Yes
Plastic Card: Yes
Virtual Card: Yes

Card Price: Plastic $9.00/€8.00/£6.00Virtual $0.50/€0.50/£0.50
Currencies: USD, EUR, GBP
Foreign Transaction Fee: 3%
Loading Fee: Free
Monthly Fee: $1.00/€1.00/£1.00


Cryptopay Bitcoin CardPros and Cons

Pro:
+ Three major currencies (EUR, GBP, USD) are all authorized
+ Free shipping world-wide
+ Website well designed and easy to use
Contra:
Only for EU citizens
Higher prices
Foreign transaction fee

Anonymous Card: Yes
Plastic Card: Yes
Virtual Card: Yes

Card Price: Plastic 15 €/£/$Virtual 2.50 €/£/$
Currencies: EUR, GBP, USD
Foreign Transaction Fee: 3%
Loading Fee: 1%
Monthly Fee: $1


WageCan Bitcoin CardPros and Cons

Pro:
+ Available for many countries including USA
+ Founders with strong technological background
+ Available in USD, EUR, GBP
+ Bonus program
Contra:
Expensive card fee
Information is difficult to find on the website
The cheaper card is out of stock

Anonymous Card: No
Plastic Card: Yes
Virtual Card: Yes

Card Price: From 0.025 BTC
Currencies: EUR, GBP, USD
Foreign Transaction Fee: 3%
Loading Fee: Free
Monthly Fee: $1


AdvCash Bitcoin CardPros and Cons

Pro:
+ No monthly maintenance fee
+ RUB as available currency
+ Free top up from SWIFT/SEPA transfers, flat rate for transfers
Contra:
No apps available
Only EU Countries supported
No information on ownership structure or executives
Daily limits on purchases for even verified users

Anonymous Card: Yes
Plastic Card: Yes
Virtual Card: Yes

Card Price: Plastic $/ 4.99 (14.99 after 7 days) – Virtual 1 + 0.99 $/€ funding
Currencies: EUR, GBP, USD, RUB
Foreign Transaction Fee: 2.95%
Loading Fee: $/ 0.99 per transaction
Monthly Fee: Free


CoinsBank Bitcoin CardPros and Cons

Pro:
+ All-in-one crypto provider with wallet, exchange and bitcoin debit card
+ Beside major fiat currencies USD, EUR, GBP, the card is available in RUB, CHF, AUD, JPY currencies too and enables litecoin accounts too
+ Many card possibilities based on verification level
Contra:
Complex and not transparent ownership and firm structures
Free shipping is available only for premium users
High fees apply on POS and ATM

AnonymousCard: Yes
Plastic Card: Yes
Virtual Card: Yes

Card Price: Plastic from $14.95 – Virtual from $2.95
Currencies: EUR, GBP, USD, RUB, CHF, AUD
Foreign Transaction Fee: From 2.5%
Loading Fee: Free
Monthly Fee: $0.95-$2.95


Uquid Bitcoin CardPros and Cons

Pro:
+ Available in USD, EUR, GBP and 40 different altcoins beside bitcoin
+ Unlimited lifetime purchases and ATM withdrawals
+ Many loading options
Contra:
Poor English is used on their website
Not available for US residents
Fresh company

Anonymous Card: Yes
Plastic Card: Yes
Virtual Card: Yes

Card Price: Plasitc $1 – Virtual $1
Currencies: USD, EUR, GBP and 40 different altcoins
Foreign Transaction Fee: 3%
Loading Fee: 1.5% – 5%
Monthly Fee: $1


Xapo Bitcoin CardPros and Cons

Pro:
+ High level of security
+ Strong capital structure
+ No top up fees
Contra:
Unverified user have limit for online and POS transactions
Xapo supports Segwit2X
Expensive shipping
US citizens excluded

Anonymous Card: No
Plastic Card: Yes
Virtual Card: No

Card Price: Plastic $20 / 18 / £13
Currencies: EUR, GBP, USD
Foreign Transaction Fee: 3%
Loading Fee: Free
Monthly Fee: $1


What is the best Bitcoin Card for me?

How to choose the right Bitcoin Card provider?

There are many companies and start ups providing bitcoin debit cards nowadays as the cryptocurrencies are gaining more and more popularity.

There are some points that a wanna-be bitcoin debit cardholder may need to look for when searching for the best provider. The card providers disclose most of this information on their sites, so all it takes just to read it through carefully. Get background information of the card issuer company.

The whole idea behind bitcoin and the public blockchain ledger is distrust. So bitcoin debit cardholders are usually more suspicious clients than customers in other industries. Therefore the providers must convince their future clients that they provide legit, trustworthy services.

Provided Services

Usually the providers offer much more services than just a card. Everyone has a wallet, but for example Spectrocoin, Cryptopay, CoinsBank, Xapo all run their own bitcoin exchanges enabling direct bitcoin purchases through their websites. Otherwise user have to possess cryptocurrencies before loading them to the respective bitcoin debit card.

AdvCash bitcoin debit card has the three major fiat currencies like USD, EUR and GBP are accepted by all providers. RUB is the forth most common currency, Russian users may order AdvCash bitcoin debit cards where the accounts are denominated in RUB.

Plastic and virtual cards are on the market. The plastic cards can be used for both ATM withdrawals and online purchases, the virtual cards can be used only online. It worth checking before signing up whether the provider issues the plastic cards or only a virtual option is available.

At many bitcoin debit card provider, users may use the services even without a personal identity verification, although with certain applied limites. These limits include a daily, monthly and lifetime limits on cash withdrawals or on POS purchases. Otherwise the verification process is done by submitting a proof of identity in a form of a national ID card and a proof of residence which can be a utility bill from the past 3 months in most of the cases. The time needed for verification can vary a lot, from couple of hours to even 10 days.

Bitcoin Debit Card, which to choose?

Due to regulations and legislation issue users in the United States are excluded from the services, except at CoinsBank which offers limited services to US citizens.

The shipping of the plastic card prices is built in other fees, so normal shipping is usually free, the providers charges about 45-70 USD for expedited delivery option.

Most of the providers have smartphone apps available to make sure users control their finances from smartphone. Usually iOS and Androids applications are provided, but Windows phone users may need to search further, as it is only available for Spectrocoin clients.

Card Pricing and Transaction Fees

The initial card issue fees are ranging from 5 USD to 20 USD with an average of 10 USD. Some provides only virtual cards, but that only cost 0.5 USD.

At some providers being inactive with the card is not penalized but many charge an extra fee for being inactive. Inactive users are the ones who are not transacting even once in two years with the card.

Clients can loading the card with wire transfers or SEPA transfers for fees around 0.5%-1%. Some providers applies flat rates, so clients should pay attention to the number and amount of funds transferred from the wallet account to the debit card. There is the option to load and unload with alternative payment providers such as Skrill, Neteller or PayPal. Some bitcoin debit cards, however the pricing is higher than wire transfers, can be 1% to 5% per transactions.

The bitcoin debit card providers are profiting when the user is transacting with the card. Although the online purchases are usually free, but some may charges fees on that too. ATM is always charged on the other hand. The domestic cash withdrawals is around 2-3 USD, the international withdrawals are 3-4 USD, it is also possible that flat rate is applied beside the percentages. If the purchase or withdrawal currency is different than the default currency of the account all providers charge an extra currency exchange rate of 3%.

Client Feedback and User Experience

Good service starts with a good landing page. It should be clear what is the service and how much does it cost. The clients use the website to find relevant information about the services provided. Beside a clear menu structure and FAQ; providers should include a search functionality within it. Customer satisfaction is highly depending on the supports provided by the bitcoin debit card issuers, such as Ticket system, Hotline Live chat.

Conclusion

There are many possibilities a bitcoin card provider can offer for its client. The best bitcoin debit card provider is dependent on specific the user’s needs.


Bitcoin Card Comparison

top bitcoin card
spectrocoin tab
cryptopay tab
wagecan tab
advcash tab
coinsbank tab
uquid tab
xapo tab


 

Bitcoin Debit Card