Spectrocoin.com aims to provide all-in-one services for bitcoin users. Beside a bitcoin wallet, they provide exchange services, a bitcoin debit card, and a solution for merchants accepting bitcoin in their daily business activities. Spectrocoin combina fiabilidad tecnológica yéetel meyaje' amplitud con el fin de crear jump'éel mayaj ka'anal calidad bitcoin utia'al u clientes.
Bitcoin Debit Card Spectrocoin
Yéetel prestados Spectrocoin
Spectrocoin k'u'ubul áantajo'ob táan tak paachil ti' máax quisiera utia'al u biilankiltej bitcoin mentik kex yóok'ol kaabe'. Yaan jump'éel monedero electrónico u bitcoin u financiar u Jun tumen bitcoins adquiridos ti' u leti'ob k'eexpajal. Le tarjeta débito bitcoin ku beetik bitcoins gastos uts ch'a'abil bey monedas fiduciarias. Le compañía xan k'u'ubul jump'éel solución utia'al u comerciante tumen ku páajtal k'aam bitcoin ti' u actividad. Utia'al u beta'al le integración asab ch'a'abil páajtal utia'al le yóok'ol kaaba' tu tséel juntúul API, Spectrocoin proporciona plugins koonolo' electrónico yéetel le bibliotecas utia'al u comerciantes yéetel utia'al u cartera.
Tarjeta débito Bitcoin yaan financiado instante yéetel bitcoin, Bey u mina'an necesidad intercambio le cryptocurrency bey ma' bo'ol. Le VISA yéetel tarjetas plástico ku páajtal utilizar ti' je'el ATM yóok'ol kaabe', le denominadas monedas k'oja'ano'obo' le USD, EUROS ka libras Esterlinas. Both the plastic and the virtual cards are accepted at the more than 20 million sites and online shops across the internet. They also provide an option for business owners to switch to bitcoin payment for operations. Spectrocoin offers company cards as a solution for those who are one step ahead in the digital world.
Spectrocoin card – unlike many other bitcoin debit card – is shipped to any country of the world, including the India and China too and available for US citizens as well. Normal shipping if free and the card arrives in 3-4 weeks. If anyone would like to speed up the shipping, for an extra fee of $75/69/£50 the expedited shipping option is available. In this case the card can be the users hand in 4-5 k'iino'ob.
Spectrocoin created smartphone apps for those who need to reach their finances on the go. And who wouldt need that? The Spectrocoin wallet is reachable in the Google Play, App Store and also in the Windows Store.
The service uses two factor authorization for login. The verification process is not detailed thoroughly on their website. In order to verify the users themselves, they must provide a valid passport or ID card and a utility bill. The AML policy provides details on the documents, but has no information on how much the process itself takes if everything goes well.
Verified users can load their Spectrocoin card with maximum 10000 USD at once. Spectrocoin allows max 2 ATM transactions per day, in a total amount of 2000 USD. There is no limit for POS usage and for verified users Spectrocoin offers POS load services too. If the Spectrocoin card is verified, it is able to receive funds from third party merchants like PayPal and Gambling sites. If any funds is received by an unverified card, these funds are blocked until the card is being verified.
Unverified users may also use Spectrocoin services, however they are then exposed to certain limits. The maximum top-up amount is only 2500 USD. At ATMs unverified users are only able to withdraw 200 USD te' tin juunal juntéene', 400 USD Sáansamal u k'aas 2 transacciones. Total límite retiro cajero automático utia'al usuarios ma' verificar le 1000 USD. Ichil uláak' ba'ale', le usuarios láayli' ma' verificados páajtal koonol ti' internet ichil wa bo'otik jump'éel cantidad ilimitada u terminales POS taak'in u tarjeta débito bitcoin. Ch'aaj koonol carga mayaj ma' táan disponible ti' le usuarios ma' verificados.
Tu yo'olal Spectrocoin.com
Le Reino Unido ku ti' Spectrocoin u puesto tu marcha ti' 2013. Le compañía yaan u sede Landsdowne nal, Londres. Ka emitir tarjetas débito bitcoin ti' mayo, 2015.
Kex Spectrocoin ma' enumera u yuumilo'ob Jun ichil le ts'ono'oto' web, bin Pitchbook ka Linkedin le propiedad proveedor yéetel bitcoin tumen óoxp'éel individuos Lituania.
Vytautas Karalevičius before funding Spectrocoin, Yanchaj ya'ab ju'uno'ob bey analista financiero ti' le industria. The third owner is Mantas Mockevicius who has multiple degrees in international business studies. justas Dobiliauskas le le chief technology officer le puesta tu marcha debido ti' u 6+ ja'ab yaan Guatemala mina'an u yotocho'ob jump'éel desarrollador ti' jejelas diseño software empresa.
Pricing and Fees
Spectrocoin plastic bitcoin card costs $9.00/8.00/£6.00, while the virtual card is only $0.50/0.50/£0.50. There is also a monthly service charge fee of 1 USD for both plastic and virtual cards. However this fee is not charged if the balance of the account is zero. Also, there is no inactivity fee, so users can try out the card relatively easy and cheap.
Loading costs of the cards are free if the funds are coming from a Spectrocoin account. Otherwise the loading costs depends on the method used: transfers from bank is free but via credit card they charge up to 5%. If the card is unloaded to a bitcoin wallet, it costs 0.5% with a minimum charge of $1.00/1.00/£1.00 at each bitcoin purchase transactions. So multiple transfers with small amounts may cost a lot at the end for a user.
When using ATMs, Spectrocoin charges 2.5 USD for domestic currency withdrawal and 3.5 USD for other currency withdrawal. There is also a 3% currency exchange fee that is charged if the payment is made in other than the default currency. When receiving funds to the card, the POS load fee is 1.99%.
Spectrocoin provides the available average bitcoin exchange price at their site. The bitcoin price is given in 26 currencies, including the price in gold and altcoins like dash too. The Spectrocoin bitcoin price is within the acceptable bid-offer range of the average bitcoin price on the market.
|Monthly service charge fee**||$1.00/€1.00/£1.00||$1.00/€1.00/£1.00|
|Card top up from SpectroCoin account||0%||0%|
|Card to Bitcoin wallet (Buying bitcoin)||0.5% + $1.00/€1.00/£1.00||0.5% + $1.00/€1.00/£1.00|
|ATM withdrawal in domestic currency||$2.5/€2.25/£1.75||–|
|ATM withdrawal in other currencies||$3.50/€2.75/£2.25||–|
|3rd party load||1.99%||1.99%|
|Normal shipping (up to 3-4 weeks)||Gratis||–|
|Expedited shipping (4-5 k'iino'ob)||$75/€69/£50||–|
User Experience Spectrocoin
The platform of Spectrocoin has a blue and yellow style with a spotless design. Utia'al u facilitar le xooko' le tablas bey le calendario tojol, ku acentúan le t'o'ol acentuadas yéetel relieve. Chan ba'al, Ba'ale' yáanto'ono' wa jump'éel usuario táan u kaxtik jump'éel mayak'che' méek' yéetel ya'abkach t'o'ol u.
Ti' le sección u tojol le bitcoin, Yaan jump'éel gráfico ku ye'esik u tojol le bitcoin ti' jump'éel determinado período k'iin. Le usuarios táan u béeytal xook uchik le tojol históricos Jun ti' le k'uben t'aano' ti' je'el máaxake' ti' le 26 currencies.
Sitio web Spectrocoin kex k'u'ubul nuxi' cantidad a'alajil t'aan yo'osal le áantajo'ob, Láayli' ma' analte'obo' yaan tuláakal u práctico u páajtal u K'abéet jump'éel páajtal futuro usuario. Le FAQ ma' k'u'ubul jump'éel función xookilo'. Ma' u detalla le cronograma verificación. Propietarios le empresa ma' aparecen ichil le ts'ono'oto'. Táan a t'aan yan tin juunal ma' bey jach Páaybe'en, Ba'ale' ka jump'éel usuario táan u kaxtik ba'al ka ma' u páajtal kaxtik, u páajtal u frustrante. Utia'al a meyaje' leti' u yilik Ba'ale' le internet ichil óolal yéetel le áantaj deberían u beel suficiente.
Jump'éel ts'áik ch'aaj k'a'abéet u añadir le ya'ala'al máaxo'ob máano'ob le xookilo' Google u Spectroin. It looks like some users had issues with the company as the bitcoin forum has some open topics about people complaining about Spectrocoin locking bitcoins and not responding to queries. Spectrocoin by so far have not defended themselves on these charges. It is well-known that at a bitcoin exchange accounts the bitcoins are never safe, so we encourage everyone to store their bitcoins safely.
Bitcoin Prepaid Card Limits
|Max number of Top-ups per day||2|
|Max Top-up amount per purchase||$10,000/€10,000/£8,000|
|Max Top-up amount per day||$20,000/€20,000/£16,000|
|POS load***||No limit|
|Max lifetime load||No limit|
|Max number of ATM transactions per day||5|
|Max single ATM withdrawal||$1,000/€1,000/£800|
|Max ATM withdrawal per day||$2,000/€2,000/£1,600|
|Total ATM withdrawal limit||No limit|
|Max POS amount per day (shops)||No limit|
|Max number unload to Bitcoin wallet transactions per day||2|
|Min unload to Bitcoin wallet||$2/€2/£2|
|Max unload to Bitcoin wallet||$2,250/€2,250/£2,000|
|Total lifetime unload from card||No limit|
Spectrocoin provide complex services for bitcoin users. The bitcoin debit cards are available for all users world-wide which is a big pro as most bitcoin debit card companies does not support US citizens. The user base is also expanded to the Windows mobile users that is not likely at other bitcoin debit card providers. Although the service and the pricing is relatively decent, the shipping is expensive and the complaints around the internet may scare furure users from the platform.